After receiving respective approval certificates from EPC1, CaixaBank and Iberpay announced that their respective payment technology platforms are ready to launch, from June 22, First SEPA Payment Request in Europe.

At the same time, CaixaBank, which has become the first bank in Europe to receive a Payment Claims approval certificate from the EPC, is about to launch its first commercial service to help companies easily manage outstanding customers. online and instantly. invoice via Request for Payment. courier to pay.

Claim Payment allows businesses and individuals to request instant payment from their customers or partners online, digitally and without a hitch. This new type of “pull” instant payments (the process initiated by the payee) complements existing instant transfers, representing “push” payments (payments initiated by the payee). pay).

Spanish banks have been advocating the adoption of this new European standard for some time. They are working with Iberpay to get certified and integrate the standard into their service in the coming months. This will help generate a significant number of users, enable widespread adoption of this new feature, and develop new instant and digital payment solutions.

With the launch of instant transfers in 2017, the Spanish banking industry is once again at the forefront of the development of new digital, instant and 24×7 payment services for citizens and businesses. mine. CaixaBank was also the first institution in Europe to make the first transaction under the SEPA instant credit transfer system when it was launched.