You may have a situation where all you need is a small amount of money for a short period and you don’t want the hassle of too much paperwork, credit checks and having to provide collateral.

In some situations, this simply isn’t practical, such as when you need to unexpectedly make car repairs or have some emergency dental work. In circumstances like this, applying for a payday loan may be your best option. Here are five good reasons to apply for a payday loan.

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