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Articles

Why Rising US Savings Rate Isn’t Paying Off?


Positive news, yes? Actually, no. The percentage of after-tax income that consumers save personally is known as the personal savings rate. The increment’s 1% increase is an issue. Among 100 people, none spend. Because they may only purchase in certain quantities, they “save.” Their after-tax income that hasn’t been spent rises along with their income.

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The Role of Account-based Marketing in Financial Tech


Account-based marketing (ABM) has gained traction in recent years, and according to LinkedIn, 84% of marketers say ABM helps maintain and grow existing relationships significantly. Ultimately, an organization implementing an ABM strategy must be able to understand each person behind an account, because that individual-level understanding is critical to executing with the surgical precision that

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Videos

Money20/20 U.S.A Recap


Watch the Nium team discuss major trends they saw at Money2020 – from international remittance, to emerging markets, and real-time payments in the payroll process.

Past Conferences

UBC Summer Finance Conference 2025


July 27, 28, and 29, 2023 | Westin Bayshore, 1601 Bayshore Drive, Vancouver, BC V6G 2V4.

The Finance Division of the UBC Sauder School of Business is delighted to host its annual summer conference in Vancouver on July 24 to July 26, 2025. We are pleased to continue our tradition of welcoming a small gathering of top academics in the field of Finance. Read More

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4 Ways Artificial Intelligence Will Change FinTech


Companies in the financial sector can leverage artificial intelligence to analyze and manage data from multiple sources to provide valuable insights. These innovative results help banks overcome the challenges they face on a daily basis while providing day-to-day services such as loan management or payment processing. Let’s now look at some AI-driven FinTech innovation use

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What prevents banks from providing excellent sales and service?


In today’s tough economic climate, it is certain that clients are looking for ways to minimize their costs whenever possible in the face of the increasing cost of living. Banks have a key role to play in supporting consumers and especially the most vulnerable who are struggling to pay for basic necessities like rent, energy

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Articles

3 Free Banking Apps for Entrepreneurs


Financial institutions and entrepreneurs have a complicated historical relationship. Entrepreneurs need the means to finance their businesses and stay afloat, which means they rely on banks for everything from business loans to checking accounts. And banks need entrepreneurs too. Without small businesses driving the economy, there’s not many banks can do. This (sometimes reluctant) codependency

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HOW BANKS AND CREDIT UNIONS CAN PREPARE FOR A RECESSION


Banks and credit unions need to start planning for the difficult economic situation that lies ahead. Due to the greater availability of cash, growing inflation and interest rates, the number of available positions, and pay inflation, this upcoming recession will be very different from the one that occurred in 2008. However, banks and credit unions

Fed boosts focus on liquidity
Articles

Fed boosts focus on liquidity, other risks as economy weakens: Barr


Michael Barr, the Federal Reserve’s top regulatory official, said Monday the U.S. central bank is watching for any stresses to the financial system amid a weakening economy, and signaled that stiffer oversight of cryptocurrency is in the offing. The Fed “will be heightening its focus on liquidity, credit, and interest-rate risks as supervised institutions manage

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Articles

How to Avoid Credit Card Interest?


The main reason that credit cards try to lure you in with welcome bonuses, rewards, and travel perks is to improve your chances of earning interest on your credit card. Credit card interest, also known as APR, or annual percentage, can easily add up to more than late fees and annual fees combined. As a

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Digital Banking Made Human in 90 seconds


Studies show that after a major bank introduced a credit card that was designed to inspire emotional connections with holders, its use increased by 70%. Another showed that emotional connections can increase customer lifetime value by up to 800% for financial services firms. In this video, Business Development Manager for Digital Banking, Ahmed Khidhir breaks

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Articles

HOW THE MODERN CFO CAN LEAD TECHNOLOGY TRANSFORMATIONS?


Environmental concerns, economic uncertainty, the cost of living crisis and global trade issues are just a few of the macro issues facing businesses today. In this uncertain environment, the challenges faced by CFOs are constantly changing and so is the need for the best methods and tools to help finance teams be more agile. Old-fashioned