A finance charge refers to any cost related to borrowing money, obtaining credit, or paying off loan obligations. It is, in short, the cost that an individual, company, or other entity incurs by borrowing money. Any amount that a borrower needs to pay in addition to paying back the actual money borrowed qualifies as a
Partnering with a payment processor that does payment facilitation in-house ensures a more seamless payment experience for customers and greater back-office efficiencies for sellers. Learn why from Versapay’s Chris Wassenaar, Chief Risk Officer, and General Counsel, in conversation with PYMNTS.com.
Our investing principles have been intrinsic to our company since the beginning: goals, balance, cost.
Michael Failor (Enova), Peter Schoenrock (TransUnion), Peter Renton (Lendit Fintech), and our own Nayan Goswami got together to discuss how forward-looking income and employment data can help drive growth for lenders.
An integrated multi-currency payment solution from OFX and CargoWise. With OFX’s direct integration to the CargoWise platform, logistics companies can make international payments across 50+ currencies at competitive exchange rates, without juggling different payment platforms.
Sustainable Investments with Sasja Beslik.
Unlock the possibilities of a smarter accounts receivable process with DadePay’s cash application suite. DadeSystems delivers the best-in-class AR automation solution suite, with award-winning cash application, mobile, and payment portal capabilities.
Sustainable investing lets you align your portfolio with your principles, providing potential investment returns while honoring your personal values.
The DU® validation service gives lenders freedom from paper-based processes by allowing them to digitally verify a borrower’s income, employment, and assets. Learn why Guild Mortgage decided to implement the tool into their workflow.
The UK was among the first to mandate open banking and the sharing of transaction data between financial service providers and third parties. Open finance is the next step after open banking. By enabling other types of data to be shared, such as investments, insurance, mortgages, loans, savings, and pensions, open finance enables creation of
