Atomic, the embedded investing platform enabling fintechs and financial institutions to integrate wealth management into their offerings, has secured an additional $30 million in growth capital. The round was led by Aquiline and Brewer Lane, with participation from Intuit, Nationwide Ventures, Erie Strategic Ventures, Samsung Next, and Appia Ventures, alongside existing backers QED Investors, Anthemis, and Y Combinator. The funding will fuel Atomic’s regulatory expansion and support the global scaling of its investing platform across banks, insurers, fintechs, and consumer brands.

The company is transforming wealth management by separating the client-facing distribution of investing services from the underlying brokerage infrastructure and regulatory requirements. This model allows financial and non-financial companies to embed investing capabilities directly into their products within weeks, offering customers the same access as incumbent brokerage firms without the need for businesses to build brokerage operations in-house.

With wealth management representing a $100 trillion global market, Atomic is broadening access by enabling institutions with existing customer relationships to act as gateways to investing. The need for this strategy is evident in the company’s explosive growth: Atomic has grown end-investor accounts 52 times in the last year and currently handles over $20 billion in annualized trading activity. Its technology powers products for a wide array of partners, including NerdWallet in consumer finance, Yieldstreet in private markets, and Bluevine in business banking.

David Dindi, CEO of Atomic, said the company’s mission is to democratize access to compounding and wealth creation. We’re constructing a future where everyone may use compound interest to attain financial success in collaboration with our global partners. We’re excited to welcome investors who share our vision for transforming how wealth is built and delivered,” he stated.

Max Chee, Co-head of Aquiline’s venture strategy, noted Atomic’s disruptive impact on the industry. “Atomic is redefining wealth management by making it much easier for any financial institution to embed investing into their customer experience. Through cost reduction and access expansion, their platform is enabling new ideas among fintechs and incumbents,” he said.

The new capital will enable Atomic to expand its regulatory footprint, enrich its product suite, and strengthen collaboration with fintechs, traditional banks, insurers, and brokerages. By decoupling infrastructure from distribution, the company is embedding investing into everyday apps and services, bringing wealth-building opportunities to a broader global audience.

Founded in 2020, Atomic is headquartered in New York and backed by leading fintech investors. Guided by its mission to make wealth accessible to all, the company continues to build tools that bring investing to the forefront of everyday financial experiences.