Covid-19 has had a profound financial impact on everyone, with 40% of people experiencing a pandemic-related income shock. While some can fall back on their savings or access credit to soften the blow, it can be much more damaging for those who are financially excluded.

This consequence can be severe and far-reaching – affecting someone’s education, health, and housing. Often, financial exclusion can result from having little or no credit history or identity information available. Recent Experian research suggests that there’s around 5.2 million UK adults in this position.

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