FIRST Insurance Funding, a division of Lake Forest Bank & Trust Company, N.A. (“FIRST”), has announced a new integration with ePayPolicy designed to make premium financing more accessible and seamless for insurance companies and their clients.

With this collaboration, insureds now have the ability to view pay-in-full and premium financing options side by side at checkout, giving them clear choices and greater flexibility. Those who choose financing can complete enrollment directly through FIRST in just a few steps, benefitting from simplified terms and an easy, integrated process. As a long-standing partner of ePayPolicy, FIRST continues to deliver customized financing solutions that give insurance providers the ability to offer clients choice, efficiency, and enhanced service without adding complexity.

The integration is powered by ePayPolicy’s latest feature, Finance Connect, which extends the same convenience to online premium payments. Clients can now enroll in financing during a single online session, with premium finance agreements signed electronically and payments automated through secure connections with FIRST’s systems and leading agency management platforms.

“This collaboration with ePayPolicy reflects our shared vision of advancing digital transformation in the insurance sector,” said Dana French, Executive Vice President of Strategic Initiatives at FIRST. “By embedding premium financing directly within ePayPolicy’s workflow, we’re providing agents with a simple, streamlined solution that enhances productivity and eliminates disruption. We are confident this will ease the workload for our clients’ employees, while also making the payment and financing process smoother for their agencies and insureds.”

FIRST Insurance Funding has long been recognized as one of North America’s largest premium finance companies, financing more than $16 billion annually. For over three decades, the company has built a reputation for flexible service and innovative payment solutions, becoming a trusted partner for insurance industry clients. Its commitment to pioneering integrations with Insurtech providers has further strengthened its ability to deliver the latest financing technology tailored to the needs of brokers, agents, and carriers.

FIRST is part of Wintrust, a financial holding company with approximately $65 billion in assets and operations spanning more than 170 community banking locations across the greater Chicago area and southern Wisconsin. Wintrust blends the resources of a major financial institution with a community-focused approach to service, complemented by a range of non-bank business units that include premium finance in the U.S. and Canada, accounts receivable financing, wealth management, and mortgage services.

ePayPolicy, trusted by more than 7,500+ insurance companies, continues to modernize how the industry handles payments. With secure online tools, automated processing, and deep integration with agency management systems, the company is helping insurers streamline operations and deliver a faster, more convenient payment experience for clients across the industry.