XData Group, a European software development company specializing in banking technologies, has launched Comcora, a white-label Banking-as-a-Service (BaaS) platform created to empower both traditional banks and fintech startups with a streamlined pathway to offering modern digital financial services. Designed to minimize complexity and accelerate deployment, Comcora provides an adaptable and scalable solution tailored to the unique needs of each client.

Comcora is specifically crafted for two key audiences — established banks aiming to update their digital infrastructure and fintech ventures seeking a reliable backend to bring new financial products to market. For banks, the platform offers seamless integration with existing core systems while delivering a fully customizable, digital-first experience. For fintechs, it serves as a comprehensive yet flexible infrastructure, covering everything from basic payments to advanced financial tools that evolve alongside their growth.

The product’s name, derived from “common core,” reflects its foundational principle: to provide a robust, scalable architecture that can easily be tailored to suit a wide variety of business models and customer segments. Comcora emphasizes simplicity in both integration and operations, offering clients a complete platform that requires no in-house technical team to maintain.

Unlike many BaaS solutions that cater only to tech-heavy organizations, Comcora stands out by removing common barriers such as high development costs and complex technical requirements. The solution is supported by a seasoned team at XData Group, with deep expertise in banking and fintech, ensuring clients receive strategic guidance and product support throughout their journey.

Behind the platform is a powerful, modular microservices architecture that includes everything from accounts and cards to lending and compliance tools. It is already integrated with trusted global providers such as Visa, Mastercard, Sumsub, ComplyControl, and Google Cloud. With its first European bank client preparing for a Q1 2026 launch, XData Group is focused on expanding Comcora into new regions and deepening collaborations with forward-thinking financial institutions.